2. Use a Budgeting App <\/h2>\n\n\n\n
Keeping track of all your payments is a time-consuming task. It\u2019s unlikely that you\u2019ll be able to stay on top of every little purchase with a manual system. But even small costs do add up. So how can you manage day-to-day expenses along with larger outgoings like rent and bills? <\/p>\n\n\n\n
This is one area where a simple mobile app can come to the rescue. Budgeting apps, which often sync directly with the user\u2019s bank account, have an array of easy-to-use management and visualisation tools<\/strong>. There are also handy additional features, like overspend alerts, to help ensure that you stay in budget. <\/p>\n\n\n\n Call and mobile broadband charges quickly add up. As a student, you\u2019ll likely be using your mobile phone a lot, so it\u2019s important to pick the right contract. Track your usage before diving into an agreement with a provider and always check the fine print so that you know how much you\u2019ll be charged if you go over your allowance<\/strong>. Think about putting limits on any additional usage so you don\u2019t overspend. <\/p>\n\n\n\n It\u2019s also worth considering a pay-as-you-go option. Many providers offer attractive bundles which can be cancelled at short notice and don\u2019t tie you into a monthly contract. This is often an appealing option for overseas students who intend to split their time between two countries. <\/p>\n\n\n\n One of the best things about being a student is the access you\u2019ll have to discounts. You\u2019ll be able to enjoy a host of products and services, from cinema admissions to tickets for public transport, with significant reductions to the normal prices. Most of the time, you just need to flash your student card and you\u2019re good to go. <\/p>\n\n\n\n Student discounts tend to be set at both a national and a city level, so it\u2019s a good idea to research both<\/strong>. In Germany, for example, students have access to an array of nationwide discounts on public transport. Individual cities, like Berlin and Munich, also offer a number of unique student benefits. <\/p>\n\n\n\n Finally, remember that a university email address will also give you access to myriadsoftware discounts with big names like Google<\/a> and Microsoft<\/a>. <\/p>\n\n\n\n Your university years are an excellent time to take on part-time work. If your student loan covers a large portion of your costs, most of what you earn will be disposable income. By working when studying, you\u2019ll also gain valuable experience that will look good on your r\u00e9sum\u00e9<\/strong>. <\/p>\n\n\n\n There are many opportunities for students to find work<\/a>, and universities often have programs to connect undergraduates with part-time employers. Institutions also tend to reserve campus jobs for students. If this is something that appeals to you, put your name forward as early as possible to avoid missing any opportunities. <\/p>\n\n\n\n Students can save significant amounts of money by opting for pre-used items instead of new ones. High-cost essentials include textbooks, room furnishings and computer and home-study equipment. The internet is your best friend in this regard. You can usually find most things second-hand on sites like Amazon, eBay, craigslist and so on<\/strong>. Textbooks in particular are very expensive new, but tend to be heavily discounted when resold. <\/p>\n\n\n\n What\u2019s more, a growing number of sites and apps are appearing that allow users to give away items they don\u2019t need for free. If you\u2019re moving to a big city with lots of people, they\u2019re well worth checking out. <\/p>\n\n\n\n3. Pick Your Mobile Contract Carefully <\/h2>\n\n\n\n
4. Take Advantage of Student Discounts <\/h2>\n\n\n\n
![\"student](\"https:\/\/www.euruni.edu\/blog\/wp-content\/uploads\/pexels-andrea-piacquadio-3762800.jpg\")
<\/figure>\n\n\n\n5. Consider Part-Time Work <\/h2>\n\n\n\n
6. Buy Second-Hand <\/h2>\n\n\n\n
7. Be Vigilant in Big Cities <\/h2>\n\n\n\n
![\"eu](\"https:\/\/www.euruni.edu\/blog\/wp-content\/uploads\/Define_750x125_3.gif\")
<\/a><\/figure>\n","protected":false},"excerpt":{"rendered":"